/* ── interest-rates.css ── */

body {
    font-family: 'Poppins', sans-serif;
    background: var(--pg);
    margin: 0; padding-top: 0;
    color: var(--t1); font-size: 14px; line-height: 1.6;
}

/* header overrides — subpage: always solid white, always dark text */
.ireda-header { background: var(--white) !important; box-shadow: 0 2px 20px rgba(30,58,138,.08) !important; }
.header-bg-overlay { background: var(--white) !important; backdrop-filter: none !important; opacity: 1 !important; }
.ireda-header .nav-link,
.ireda-header .glass-btn { color: var(--blue) !important; text-shadow: none !important; }
.ireda-header .utility-link,
.ireda-header .utility-lang-btn,
.ireda-header .utility-font-btn { color: var(--t3) !important; }
.ireda-header .utility-divider { color: var(--border) !important; }
.ireda-header .col-lg-2 img { filter: none !important; opacity: 1 !important; }

/* ── WRAPPER ── */
.irm-wrap {
    display: flex;
    justify-content: center;
}

.irm-card {
    background: var(--white);
    border-radius: var(--r1);
    box-shadow: var(--s2);
    border: 1px solid rgba(37,99,235,.06);
    overflow: hidden;
    transition: var(--t);
    display: flex;
    flex-direction: column;
    width: 100%;
    max-width: 720px;
}
.irm-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--s3);
}

.irm-accent-bar {
    height: 4px;
    background: var(--G);
    flex-shrink: 0;
}

/* ── IMAGE ── */
.irm-image-wrap {
    width: 100%;
    overflow: hidden;
    background: linear-gradient(160deg, var(--xpale), var(--pale));
    flex-shrink: 0;
}
.irm-image {
    width: 100%;
    height: auto;
    display: block;
    transition: transform .4s var(--ease);
}
.irm-card:hover .irm-image { transform: scale(1.01); }

.irm-image-fallback {
    width: 100%;
    aspect-ratio: 4/3;
    display: flex; flex-direction: column;
    align-items: center; justify-content: center;
    gap: .8rem;
    background: linear-gradient(160deg, var(--xpale), var(--pale));
}
.irm-image-fallback i   { font-size: 4rem; color: var(--mid); opacity: .3; }
.irm-image-fallback span { font-size: .78rem; font-weight: 600; color: var(--t3); letter-spacing: .5px; }

/* ── INFO STRIP ── */
.irm-info {
    padding: 1.3rem 1.5rem 1.6rem;
    display: flex; flex-direction: column;
    gap: .3rem;
    border-top: 1px solid var(--border);
}
.irm-category-label {
    font-size: .62rem; font-weight: 700;
    letter-spacing: 2px; text-transform: uppercase;
    color: var(--mid);
}
.irm-name {
    font-size: 1.1rem; font-weight: 800;
    color: var(--t1); margin: 0;
    letter-spacing: -.01em; line-height: 1.2;
}
.irm-org {
    font-size: .78rem; color: var(--t3);
    margin: 0 0 .4rem; line-height: 1.5;
}
.irm-view-btn {
    display: inline-flex; align-items: center;
    gap: .45rem; align-self: flex-start;
    background: var(--G); color: var(--white);
    border-radius: 8px;
    padding: .55rem 1.3rem;
    font-size: .78rem; font-weight: 700;
    text-decoration: none;
    transition: var(--t);
    box-shadow: 0 4px 12px rgba(30,58,138,.22);
    margin-top: .3rem;
}
.irm-view-btn:hover {
    opacity: .88;
    transform: translateY(-1px);
    color: var(--white);
}
.irm-view-btn:focus-visible { outline: 3px solid var(--mid); outline-offset: 2px; }
.irm-view-btn i { font-size: .8rem; }

/* ── RESPONSIVE ── */
@media (max-width: 576px) {
    .irm-card { max-width: 100%; }
}

@media print {
    .irm-card { box-shadow: none; border: 1px solid #ccc; }
    .irm-view-btn { display: none; }
}


/* Make the existing image wrapper double as a clickable link */
.irm-image-link {
    display: block;
    position: relative;
    text-decoration: none;
    cursor: pointer;
}

/* Hover overlay — hidden by default, fades in on hover/focus */
.irm-img-overlay {
    position: absolute;
    inset: 0;
    background: rgba(15, 23, 42, 0.72);
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: .5rem;
    opacity: 0;
    transition: opacity .25s ease;
}
.irm-image-link:hover .irm-img-overlay,
.irm-image-link:focus-visible .irm-img-overlay {
    opacity: 1;
}
.irm-overlay-icon {
    font-size: 2.2rem;
    color: #fff;
}
.irm-overlay-text {
    font-size: .85rem;
    font-weight: 600;
    color: #fff;
    letter-spacing: .02em;
}